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Millions of Americans are facing major financial challenges today. Between rising inflation rates and the chaos of the economy, it’s easy to find yourself facing mounting debt. The good news is that there’s help available. A bankruptcy attorney can guide you through your options, and while Chapters 7 or 13 might be your ultimate choice,…
One of the most common questions related to bankruptcy lawyers is: Do I need a bankruptcy lawyer? No matter your situation, the short answer is yes, absolutely and always. There are several reasons that a bankruptcy lawyer should be your first stop if you’re considering bankruptcy. Here’s what you need to know. Bankruptcy Lawyers Know…
Economic and personal factors can cause challenging financial situations for individuals and businesses. When bills exceed monthly income, it may be necessary to take steps to resolve outstanding debts. This can be done by eliminating or consolidating debts by filing for bankruptcy. Bankruptcy is an option for individuals, business entities, partnerships, and corporations. Individuals filing…
When deciding whether or not bankruptcy is the right solution to your financial situation, you have to think about all of the circumstances involved and make sure that it’s the best choice. Does bankruptcy ever get denied, though? And if so, for what reasons? Here’s what you need to know. What U.S. Bankruptcy Laws Say…
No one wants to face something like bankruptcy, but sometimes it is inevitable. And there are even times when it can be a welcome relief from the years of struggling with debt, collection calls, and other issues. However, not everyone can qualify for bankruptcy and there are different types of filings to consider. Chapter 7…
Chapter 7 bankruptcy has a number of requirements and standards that must be met in order for someone to be able to file. Income limits are an obvious restriction—if you make a lot of money, it’s assumed that you should be able to handle repaying your debts. On the other hand, those who don’t make…
Bankruptcy is an option for some people who need relief from the financial debts they are drowning under. However, it is not a one-size-fits-all solution, nor will it take care of all debts. Understanding what is not excused with Chapter 7 bankruptcy is just as important as knowing what debts it can resolve. While bankruptcy…
Bankruptcy law prevents collection calls and all other forms of debt-collection attempts once a case has been filed. The injunction, called the automatic stay, prohibits further actions from debt collectors including phone calls, lawsuits, letters and all other forms of communication. All contact is strictly prohibited, and most creditors oblige, resulting in immediate relief from…