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Many people know about bankruptcy, but are unsure of the specific terms and definitions that go along with filing for bankruptcy. Well, we’re here to help clear the air. Here are some of the most commonly asked questions regarding bankruptcy, hopefully giving you a better understanding of the bankruptcy process: What is Bankruptcy? Bankruptcy is…
With the average cost of filing for Chapter 7 bankruptcy protection costing more than $1,500, an estimated 200,000 to 1 million consumers are not financially able to file for bankruptcy each year. Another 200,000 people are expected to use their tax refunds to cover the costs of filing for the most common form of bankruptcy…
According to the United States Courts, “by filing under [Chapter 13 bankruptcy], individuals can stop foreclosure proceedings and may cure delinquent mortgage payments over time.” By law, all actions against you must cease once a Chapter 13 personal bankruptcy has been filed. Creditors cannot start or continue any lawsuits or wage garnishments and must even discontinue telephone calls…
Need a bankruptcy lawyer in Las Vegas? At Deluca & Associates we are here to assist you during this difficult time. Understanding the different types of bankruptcy is the first step towards filing and moving on with your life. So what are the differences among Chapter 7, Chapter 11 and Chapter 13 bankruptcies? Chapter 7…
Are you considering filing for bankruptcy but don’t know where to begin the arduous process of declaring Chapter 7 or 13? At DeLuca & Associates, our goal is to provide clients with all of the information necessary to help them move on from their monetary issues and start life anew, free from their previous financial…
A lawyer’s blog is often their most prized possession. It gives them the opportunity to say whatever they’d like in an open forum where their thoughts and opinions aren’t judged, and they get to come back every week and write more. But as you spill your heart into every blog post, you realize that no…
If you have payday loans, you’re not alone. According to recent reports1, 12 million people apply for payday loans every year in the United States. For households struggling to make ends meet, payday advances may be a necessity to pay their bills and support their families. But what happens if you can’t repay it? If…