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Whoever said budgeting means you can’t enjoy life? Living the good life doesn’t have to come with an expensive price tag. Budgeting is about making smart financial decisions and spending where it counts. With the right tools and knowledge, anyone can learn how to save money while still living life to its fullest. Follow these…
The answer to this question is yes. It is still possible to obtain a small business loan after filing for bankruptcy. However, it won’t be easy. Your options will be limited, and your interest rates will likely be higher. Your best option is going to be with online lenders, as bank loans and loans from…
Credit card debt can feel overwhelming, suffocating, and even debilitating. Large sums of credit card debt can keep you from moving forward in life and can stand in the way of milestone moments like purchasing a new car or home. If you struggle with credit card debt, it can help to know that you are…
Upon completion of a successful bankruptcy case, you will receive a discharge stating that you are no longer responsible for the debt you owed to your creditors. In most cases, a bankruptcy discharge is permanent. However, there are rare instances where the discharge can be revoked, which means that creditors may resume pursuing a debtor…
If you’re filing for bankruptcy, the right attorney can make all the difference. Attorneys are often willing to provide a free initial consultation to help you determine whether the services they offer are a good fit for your needs. Take advantage of these opportunities by asking the right questions. To get the most out of…
Any bankruptcy filing comes with questions. It can be a complex process, so you need to know what to expect. If you’re filing for Chapter 13 bankruptcy in Las Vegas, knowing what to expect can help you prepare and give you confidence. From our bankruptcy lawyer Nevada team, here is Chapter 13 bankruptcy explained. What…
Chapter 7 Bankruptcy is the most common type of bankruptcy filing for consumers. It allows individuals, married couples, and even companies to eliminate – or “discharge” – most kinds of unsecured debt. Secured debts such as home and auto loans work a bit differently, though. When filing for Chapter 7 Bankruptcy, debtors must present a…
Revisiting an area we’ve already discussed, you may still be debating whether filing Chapter 7 yourself is the right option. It’s still best to work with an attorney, but if you decide to attempt to file on your own, you should be aware of the most common mistakes that jeopardize self-filed bankruptcies. Here are seven…
A recent bankruptcy case indicates there is hope for individuals filing for bankruptcy with student loan debts. A 9th U.S. Circuit Court of Appeals partially discharged the student loans of Michael Hedlund after a 10 year battle in court. Ordinarily, debt from student loans cannot be discharged through the normal bankruptcy process. For student loans,…
Filing for bankruptcy is a serious matter and if it can be proven that a filer has committed fraud, there are very serious consequences. A fraudulent filing will at the very least be thrown out of court, but often stiff fines and penalties are levied. Fraud is a federal offense, so these cases can build…
There’s no shame in owing a little bit of money, but if you’re behind on paying your debts you might find yourself the target of borderline harassment by debt collection agencies. The good news is that you still have rights. Read ahead to find out more information about the Fair Debt Collection Practice Act (FDCPA)…
When you are struggling and have overextended yourself, the first step toward getting out of debt is taking action. But, what course of action is best? Should you consider debt consolidation or file bankruptcy? Understanding the differences between these options can help you determine which is best for your financial situation. What is debt consolidation?…