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If you bank with a credit union, or looking to open a new bank account, you may wonder how a bankruptcy will affect your membership. When credit union members file for bankruptcy, can they still bank with the credit union? Do traditional banks and credit unions respond differently when members file for bankruptcy? If you’re…
Credit card debt can feel overwhelming, suffocating, and even debilitating. Large sums of credit card debt can keep you from moving forward in life and can stand in the way of milestone moments like purchasing a new car or home. If you struggle with credit card debt, it can help to know that you are…
Upon completion of a successful bankruptcy case, you will receive a discharge stating that you are no longer responsible for the debt you owed to your creditors. In most cases, a bankruptcy discharge is permanent. However, there are rare instances where the discharge can be revoked, which means that creditors may resume pursuing a debtor…
When you make a purchase, your payment options go beyond paper or plastic. While debit cards and credit cards may look similar, their functions are quite different. Below, we will break down the differences between the two, and most importantly, when it is best to use each one. What’s the Difference Between Debit & Credit?…
Struggling through tough financial times can make it seem like money is everything, but as these movies remind us, there are more important things in life. Here are six inspirational movies to watch if you are going through bankruptcy. 1. The Pursuit of Happyness If you need a reminder that your financial troubles are part of…
If you’re filing for bankruptcy, the right attorney can make all the difference. Attorneys are often willing to provide a free initial consultation to help you determine whether the services they offer are a good fit for your needs. Take advantage of these opportunities by asking the right questions. To get the most out of…
If you’re trying to stay within a budget in Las Vegas, penny slot machines can leave you literally penniless. But you don’t have to hit the slots to have a fantastic time! With casinos eager to entice visitors with freebies and discounts, there are plenty of free attractions that give you more bang for your…
Any bankruptcy filing comes with questions. It can be a complex process, so you need to know what to expect. If you’re filing for Chapter 13 bankruptcy in Las Vegas, knowing what to expect can help you prepare and give you confidence. From our bankruptcy lawyer Nevada team, here is Chapter 13 bankruptcy explained. What…
Filing for bankruptcy can provide you with a fresh start, but sometimes it can be difficult to know which steps to take after everything is said and done. For example, some businesses or organizations may require you to prove that you are a responsible consumer before conducting any business with you. Here is a look…
Planning to file for Chapter 7 or Chapter 13 bankruptcy in Nevada? We understand you might feel a little…overwhelmed. Take a deep breath. Here’s a step-by-step guide to preparing yourself for bankruptcy court. Find out where to file Nevada has only one judicial district, but it is comprised of two divisions: a Northern Division and…
Chapter 7 Bankruptcy is the most common type of bankruptcy filing for consumers. It allows individuals, married couples, and even companies to eliminate – or “discharge” – most kinds of unsecured debt. Secured debts such as home and auto loans work a bit differently, though. When filing for Chapter 7 Bankruptcy, debtors must present a…
Getting successful results for your Nevada bankruptcy means knowing what exemptions exist and using them to your advantage. It’s essential to understand the exemptions to know what to expect in your bankruptcy proceeding. The Nevada bankruptcy lawyers at Deluca & Associates answer all your questions about common bankruptcy exemptions. About Bankruptcy Exemptions What Is a…