man looking over bills debating if he should file bankruptcy

13 Questions To Ask A Bankruptcy Attorney At Your Consultation

If you’re filing for bankruptcy, the right attorney can make all the difference. Attorneys are often willing to provide a free initial consultation to help you determine whether the services they offer are a good fit for your needs. Take advantage of these opportunities by asking the right questions. To get the most out of…

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7 Free & Fun Things to Do in Las Vegas If You’re Broke or Going through a Bankruptcy

If you’re trying to stay within a budget in Las Vegas, penny slot machines can leave you literally penniless. But you don’t have to hit the slots to have a fantastic time! With casinos eager to entice visitors with freebies and discounts, there are plenty of free attractions that give you more bang for your…

Chapter 13 bankruptcy paperwork with calculator and pen
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Your Guide to Chapter 13 Bankruptcy | DeLuca & Associates

Any bankruptcy filing comes with questions. It can be a complex process, so you need to know what to expect. If you’re filing for Chapter 13 bankruptcy in Las Vegas, knowing what to expect can help you prepare and give you confidence. From our bankruptcy lawyer Nevada team, here is Chapter 13 bankruptcy explained. What…

elderly person calculating expenses and filing for bankruptcy

Nevada Bankruptcy Court: How To File For Bankruptcy In Nevada

Planning to file for Chapter 7 or Chapter 13 bankruptcy in Nevada? We understand you might feel a little…overwhelmed. Take a deep breath. Here’s a step-by-step guide to preparing yourself for bankruptcy court. Find out where to file Nevada has only one judicial district, but it is comprised of two divisions: a Northern Division and…

woman looking at computer feeling stressed about bills considering filing bankruptcy

Benefits of a Reaffirmation Agreement In Chapter 7 Bankruptcy

Chapter 7 Bankruptcy is the most common type of bankruptcy filing for consumers. It allows individuals, married couples, and even companies to eliminate – or “discharge” – most kinds of unsecured debt. Secured debts such as home and auto loans work a bit differently, though. When filing for Chapter 7 Bankruptcy, debtors must present a…

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What Are Common Nevada Bankruptcy Exemptions?

Getting successful results for your Nevada bankruptcy means knowing what exemptions exist and using them to your advantage. It’s essential to understand the exemptions to know what to expect in your bankruptcy proceeding. The Nevada bankruptcy lawyers at Deluca & Associates answer all your questions about common bankruptcy exemptions. About Bankruptcy Exemptions What Is a…

person opening their empty wallet with credit cards, bankruptcy document, and calculator
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7 Mistakes To Avoid When You File Bankruptcy Yourself

Revisiting an area we’ve already discussed, you may still be debating whether filing Chapter 7 yourself is the right option. It’s still best to work with an attorney, but if you decide to attempt to file on your own, you should be aware of the most common mistakes that jeopardize self-filed bankruptcies. Here are seven…

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Why Americans Are Carrying Less Credit Card Debt

It’s no surprise that Americans lost overall wealth during the Great Recession. Jobs were harder to come by, investments faltered and housing prices stagnated. Though we are now on the upswing, the downturn affected how consumers make purchasing decisions, from buying fewer luxury goods to taking out fewer loans. A recent Federal Reserve study showed…