3 Reasons You Need A Lawyer To File For Chapter 13 Bankruptcy

Whether you’re trying to tie up your debts or simply looking to get rid of your second mortgage, filing for Chapter 13 bankruptcy will have you pinching pennies. You might think it’s easier to forgo hiring a lawyer and save where you can, but you could be digging yourself into a deeper financial hole. Chapter 13 bankruptcies are complicated and difficult to file. For this reason, most people hire an attorney to lay all of the interlocking aspects of a Chapter 13 bankruptcy on the table. Here, find an outline of the complex processes an attorney would be best qualified to handle:

1. Creating a repayment schedule

For a Chapter 13 bankruptcy, you have to design your own repayment strategy. This requires specialized software and thorough planning. Using a bankruptcy lawyer to facilitate this procedure not only makes the process less difficult, but it also ensures that your plan will be more likely to be approved.

2. Additional paperwork and motions

Since a Chapter 13 bankruptcy can cover a variety of financial assets, you might need to do additional paperwork for certain aspects of your case. For example, if you’re trying to squash your mortgage or other outstanding payments, you’ll have to file separate motions and documents. A lawyer will be able to tell you when these conditions apply and how you should proceed.

3. Getting your case to trial

Chapter 13 bankruptcies are quite complicated, and many of these cases are dismissed by the court. You want to make sure you have all of the proper paperwork in place to complete your Chapter 13 bankruptcy, so hiring a qualified attorney is your best option.
Don’t get your case dismissed or miss important requirements because you filed without an attorney. If you are looking for a Las Vegas lawyer to handle your Chapter 13 bankruptcy, consult with DeLuca & Associates. For more information, call (702) 252 -4673.