“Everyone was very nice and helpful and especially its very nice that you have bilingual personnel to help us and that’s why we have recommended friends here.”
- 4560 S. Decatur Blvd. Suite 302, Las Vegas, NV 89103
We have helped tens of thousands of Nevadans file bankruptcy over the last two decades.
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Credit scores often go up after bankruptcy. By the time a person reaches the point of filing for bankruptcy, the credit score has already been severely damaged. As such, credit scores actually rise about 90 points in the one year following bankruptcy. You will still likely get credit card offers almost immediately after the bankruptcy is discharged and closed which is normally approximately 90 days after filing.
You are welcome to apply for a home mortgage one day after bankruptcy. However, typically it takes about two years after the bankruptcy before a mortgage lender will seriously consider you for a home mortgage.
Your credit scores will begin to improve within the first year. However, the bankruptcy filing could appear as a blemish for 7-10 years. This does not mean you will be unable to get credit for 7-10 years. You will get credit cards offers almost immediately and may even buy a home within two years.
The median income is the dollar amount that a bankruptcy filer’s gross income must be less than in order to qualify for the Chapter 7 wipeout of debt. This dollar amount changes depending on what state you live in and how many people live in your house. We will be happy to review these numbers with you during your free consultation.
No. The interest is based on a flat interest fee.
Set up your free consultation with Attorney Anthony DeLuca or one of his associates to go over your Las Vegas bankruptcy.
Representing thousands of clients since being founded in 2001 by attorney Anthony Deluca, DeLuca & Associates remains established as the premier consumer bankruptcy law firm in Nevada.
DeLuca & Associates
Bankruptcy Law Firm Serving Nevada
4560 S. Decatur Blvd. Suite 302
Las Vegas, NV 89103
(702) 252-4673
hope@deluca-associates.com